Debt Consolidation | Debt | Bonds | Home Loans | Refinancing | South Africa
 
Home Debt Consolidation Credit Card Debt Loan Products Mortgage Bonds About us Contact us


Rating
starstarstarstarstar
    more
 
   
  Debt Articles
 
>Good Debt vs Bad Debt Good Debt vs Bad Debt
Debt Consolidation Loans Are your debts keeping  you awake at night?
What Can You Do When Debts Start Spiraling What Can You Do When Debts Start Spiralling?
What Services Are Available To Reduce My Debt What Services Are Available To Reduce My Debt?
Are You Experiencing Credit Problems Are You Experiencing Credit Problems?
   
  Debt Consolidation Articles
 
Debt Consolidation Loans Is Debt Consolidation for You?
Everything You Need To Know About Debt Consolidation Loans Everything You Need To Know About Debt Consolidation Loans
Debt Consolidation Can Help You Break Free From Debt Debt Consolidation Can Help You Break Free From Debt
Is Debt Consolidation Too Much Work? Is Debt Consolidation Too Much Work?
Debt Consolidation For Dummies Debt Consolidation For Dummies
Is There Any Such Thing As Free Debt Consolidation Is There Any Such Thing As Free Debt Consolidation
Debt Consolidation Loans Types of Debt Consolidation Loans
mortgage broker Debt Consolidation Basics
   
  Debt Free Living
 
mortgage broker Don't Get Into Debt Dilemma
mortgage broker Do You Really Need a Personal Debt Consolidation Loan?
Debt Consolidation, credit score Lowering Your Debt for Life
Debt Consolidation, credit score Debt-Free Living
How Can Debt Consolidation Services Help Me? How Can Debt Consolidation Services Help Me?
   
  How To For Debt Consolidation
 
How To Find Cheap Debt Consolidation Loans How To Find Cheap Debt Consolidation Loans
Debt Consolidation: How To Avoid Being Scammed Debt Consolidation: How To Avoid Being Scammed
How To Know What To Look Out For In A Debt Consolidation Company How To Know What To Look Out For In A Debt Consolidation Company
Debt Consolidation Loans How to Reduce Debt
Debt Consolidation, credit score How to improve your  credit score
mortgage broker How To Choose A Good Debt Consolidation Loan
   
  Debt Consolidation Advantages
 
Debt Consolidation, credit score Use a debt consolidation  loan to reduce debt
3 Reasons For Debt Consolidation 3 Reasons For Debt Consolidation
What Is The Purpose Of Debt Consolidation What Is The Purpose Of Debt Consolidation
Debt Consolidation Advantages Debt Consolidation
 Advantages
   
  Debt Tips
 
Debt Consolidation, credit score How Can I Reduce My Debt?
mortgage broker Which Bills To Pay First?
mortgage broker Characteristics For Consolidators
mortgage broker Low Maintenance Debt Consolidation Loans
mortgage broker Before You Take Out A Debt Consolidation Loan
   
  Debt Consolidation Disadvantages
 
mortgage broker Are There Risks To Debt Consolidation?
mortgage broker Why a Personal Loan Won't Work For Debt Consolidation
Debt Consolidation Pitfalls< Debt Consolidation Pitfalls
Debt Consolidation Management Debt Consolidation Management
   
  Mortgage Loan Debt
 
Debt Consolidation Pitfalls< Mortgages for debt consolidation
mortgage broker Reverse Mortgages for debt consolidation
Online Debt Consolidation Online Debt Consolidation
The Basics Of Debt Consolidation And Refinancing The Basics Of Debt Consolidation And Refinancing
   
  Budgeting
 
mortgage broker Budgeting & Debt
Debt Consolidation, credit score Budgeting
How Do Debt Consolidation Agencies Work? How Do Debt Consolidation Agencies Work?
   
  Debt Consolidation Calculator
 
Debt Consolidation Calculator Reduce My Debt Calculator
   
  Online Application
 
debt consolidation 20 Second Application
debt consolidation No Obligation Quote
   
  Information
 
mortgage broker Free Course by Email
mortgage broker Prequalify Myself
mortgage broker Free Reports by Email
mortgage broker FAQ
   
debt Why go for mortgage instead of personal loan for debt consolidation
 

Here are 5 reasons why you should opt for a mortgage rather than a personal loan to consolidate debts:

1. Comparatively lower rates: Debt consolidation mortgages are available at rates lower than those of unsecured personal loans which do not require collateral.

2. How long to keep the loan: If it's a mortgage, the loan term can be long as we'll as short depending upon the program you apply for. But a debt consolidation personal loan usually comes with a long period, though there are short term loans with higher rates.
 
3. How much you can borrow: The amount of home loan offered to you depends upon your home value/equity. So, higher the value/equity, higher is the loan offered depending upon your financial standing. But for personal loan, the maximum amount depends upon your financial and credit standing as no collateral is required here.

4. Strict lending rules: Though home loans have strict lending rules, personal loans are even stringent to qualify due to the lack of security.

Debt consolidation home loans give you the chance to eliminate debts, often faster than any other way. Moreover, you can avoid being harassed by collection agencies and creditors if it's about credit cards and unsecured loans. But don't forget when you take out a home loan, you are risking your home because if you can't pay off the loan, you may lose it. Otherwise, you'll have to find out options to save your home. Instead of taking such a lot of trouble, it's better to judge your financial and credit standing before going for a debt consolidation mortgage.
 

To apply for a debt consolidation loan you will have to fill out a short application form. You will then receive a FREE quote from well established, nationally recognized lenders. You do not need to decide now whether the debt consolidation loan is for you.

Just apply and compare the repayments to your current situation. There is no obligation on your part. If you decide that it is not for you, you simply do not have to accept the offer. You have nothing to lose and everything to gain.

20 Second Application


apply

 
 
     
  bot
home | blog | about us | testimonials | FAQs | contact us | our loan products | home loans | bond calculator
bond refinancing | bond application | debt consolidation | home improvement loan | 2nd bonds | business loans

RSS Feed | XML Sitemap | ROR Sitemap
Terms and Conditions, Privacy Policy, Copyright 2007 Global Property Finance
Cape Town, South Africa. Tel: +27 086 110 6204